How to make friends with freeloaders, beggars, wastrel and hog
your
finance – under your own
control. But if your friends are
bad financial habits against
or even you yourself – that your friendship or
your bank account is threatened
trouble. Do not be surprised. Just
Recall, for example how much money you
monthly squander bars,
sent there by your initiative
numerous friends and acquaintances
just good friends. Or vice versa
– how many times have your friends help you
with money, not a good form in you
habit irresponsible attitude
to finance. In general, now I will tell
you all about how in a clever and tricky
divide the eggs in different baskets. Well,
that is, to keep friends and money in different
baskets. I mean, you understand me.
Friend freeloader
Problem.
Not all riders just ask you
to pay their mortgage. Most often they swim
smaller, but are imposed on your wallet
a little thinner. “I had a friend who
constantly talking about what she
not enough money. “- says Jill
Jacinto, financial journalist. – “One
during the brunch, she mentioned that
our other friends often come to the rescue
and treat her drinks, dinners and other
other excesses. I realized where
it tends to, and immediately as if by chance
dropped, I focused on the economy,
because I have to save up for a major
project”.
how
decide. all
secret – in intelligible and understandable explanation:
“I made a light-hearted face and said,
that these days we all have certain
money problems, and by the way, not
slukavila. Extra money we do not “, –
says Jill.
Hint
the fact that you are trying to save, can
talk to your simple-minded friend
by pulling out your money on the little things,
and it does not hurt him. You can
avoid awkward situations and one more
strategic way: Dating
where there will not be any reason for a friendly
the annexation of part of your cash. Free
or a very cheap way of entertainment
It can be very interesting and enjoyable:
cycling or rollerblading, visiting
museums, walking around the city. And finally,
another way: you can select an event
for which you have to pay in advance (for example,
concert).
Unemployed friend
Problem.
You can be a great success
career, but if your friend is constantly
out of work or earns
penny – friendship can and disorder.
The reason is simple: it just will not be able
you company wherever you like
relax, and if he is also to riders
not applicable – you can just one
the perfect moment to discover friendship
dried out by itself.
how
decide. It is useful to understand why each
It is in such a deplorable situation.
Maybe you can solve the problem,
make a recommendation, get a job,
eventually. Maybe the person does not
enough punch qualities, but he
while a gold worker
underrated, hungry, cold and
offended by this cruel world. In that
case, you just have to help him. But
If help does not work – there are
other ways to keep calm
friendship further. For example, invite
him to his tea glass, or again
is found in places that are not
It involves spending money. You will
spend time together, to give each
another note, while avoiding uncomfortable
situations.
Each Motte
Problem.
Surely many of you have friends,
that fall into this category. they
expensive hobby, they go in the magnificent
trip, relax in the best nightclubs,
left on sale at the mall
most of his salary – and
This live wonderfully in
removable Khrushchev, have no
savings and, coming home from posh
club, consider fines for tomorrow
travel to work. The funny thing is that
next to these people, we feel it is
themselves poor, even knowing full well that
our financial situation is much
stronger. But this lifestyle makes
We feel, even for a short
moment that passes by us
almost everything.
Psychotherapist
Ketrin Krouli said: “Very often,
such friends unconsciously trying
buy your friendship. At the same time they are thin
Handling: you can feel
self-controlled. ” harm is
that such friends, and you know how
induce unnecessary but nice spending.
how
decide. Chatter with sverhrastochitelnymi
friends can be from time to time
funny, especially if they spend their
money and for you too. But never
do not try to keep up with them in terms of
costs – is not the best way
impact on the status of your
bank account. Do not think that
It has imposed a special bond
support each other in any adventure,
including a night club that you can not
afford. Can agree on
a certain monetary limit that
both of you can spend on a joint
entertainment – usually it works. Well
and again our universal advice – just
walk in the fresh air, do not give others a chance to spend one polzarplaty
evening.
Friend-miser
Problem.
The downside of extravagance: one-miser.
Their advice is also not necessary to listen to. If
they focus exclusively on the
how to save money, it may
take strange and painful form.
It should be a little bit not follow miser
– and here he is tenacious compresses grasping
legs are the cheapest and the most dreadful
things that can be found only in general:
used car that falls apart
on the run; clothes that barely moves
two – three washing; meat with a shelf life,
expiring in two hours – in general,
that’s all.
how
decideFriendship should not be a miser with
cause someone a sense of guilt. And
it is not necessarily bleak.
Take a walk with him in the discount store
or the flea market – and suddenly you too
will find it for himself something interesting?
And be sure to try to “cure”
miser, persuading him to spend money
something that will help them earn,
eg. This may be a new suit,
bought for an interview, and can
be – MBA degree.
In
I have everything. Now you can safely
friends, even with people who have the most
disgusting and harmful financial
habits!
Related posts
Next posts
- 5 Reasons why Russia should move to four day
- ATR Indicators of currency market
- GBPUSD Pound is stable at least 11 months
Forex Trading 